The Elite Ayrshire Business Circle

The Elite Ayrshire Business Circle

Friday, 4 November 2005

First Independent Finance is now

the biggest UK asset finance broker

A company based in Stewarton, Ayrshire is showing that in a modern age of technology, you don’t have to be based in a big city or rely solely on the Internet to be a success.

First Independent Finance Ltd, an asset finance broker, has been able to blend the services offered by modern communications, and still offer personal face-to-face assistance for businesses throughout the UK when they need help in financing the assets their companies require to be successful.

And they are doing it from a head office based in the small Ayrshire town of Stewarton, supported by a team of 25 sales people from Inverness in the north to Kent in the south.

18 months ago they announced they had broken through the £100 million barrier, by advancing £100 million to their clients since they started the business in 1999. Now they have hit the £200 million mark, customers numbers continue to grow, and this comes on the back of winning Ayrshire Enterprise’s Best performing business employing 25-250 staff this year, and Best performing business under 25 staff last year.
It’s mainly down to the ongoing commitment and skill of the company’s staff, says managing director Allan Ross. “And that’s why last month, Investors in People awarded us our 3-year renewal, proving that we have continued to value our commitment to the people who do the job of keeping our customers happy.

“Meeting our customers and getting to know them personally is key to building trust and genuinely helping them achieve their business ambitions. Attention to detail and high-speed modern communications mean that we can offer a personal service and stay ahead of the competition. Customers are treated like family, that’s why they come back time after time,” says Allan.

The future is looking bright for First Independent Finance as this ambitious local company look for continued growth throughout the UK, as well as launching a new personal car loan scheme at very attractive rates.

More of First Independent Finance can be seen on their updated web site


First Independent Finance Ltd

Allan Ross set up First Independent Finance in 1999 with capital of just £10,000 in a spare bedroom of his house in Stewarton, Ayrshire.
Today his company employs 32 people from office premises in the town’s Dunlop Street, boasts an annual turnover of £60 million, and has become the largest general asset finance broker in the whole of the UK.
Allan explains: “We help businesses to find the best source of finance for large items of capital expenditure, whether it be a commercial vehicle, a computer system, printing equipment or a combine harvester.”

When First Independent Finance was set up, it concentrated on providing finance for farmers, as Allan and his co-director Robin Duncan had previously worked as regional managers in the agricultural finance divisions of major banks.
Since then, the company has diversified. Now it no longer offers finance just to farmers, but also to any type of business needing help with capital expenditure. Allan and his team can also organise personal car finance.
Allan says that First Independent Finance offers a one-stop approach to finance dealing by working with more than 20 leading finance houses, and because of the company’s increasing size, it can often come up with some of the best deals available.
It is this one-stop approach, combined with speed of response, quality local service, customer focus and attractive pricing that has led to First Independent Finance’s geographical coverage spreading from Inverness in the north down to Wales and Kent in the south.

Allan was brought up in Stewarton, and has been involved with many local organisations, including the Bonnet Guild and the Young Farmers.
He believes that Stewarton has great potential, and chose to establish his company in the town in order to back up that belief, saying: “It’s a great feeling to be able to bring jobs to my home town.”
Issued on behalf of First Independent Finance Ltd by Fame Publicity Services.


Allan W Ross
Managing Director
First Independent Finance Ltd
22 Dunlop Street
Stewarton, Ayrshire

Telephone: 01560 482911

Murdoch MacDonald
Fame Publicity Services
10 Miller Road
AYR, Ayrshire

Telephone: 01292 281498

Web links:
New staff appointment at Frazer Coogans Solicitors of Ayr

LEADING Ayrshire solicitors Frazer Coogans are pleased to announce the appointment of Stuart Paterson (26) to join their legal team.

Stuart’s remit will include conveyancing, family law, and personal accident and injury claims.

Born in Ayr, Stuart is a former pupil of Belmont Academy, and studied law at the University of Strathclyde and the Glasgow Graduate School of Law. He served his legal traineeship with Glasgow solicitors Cameron Macaulay.

His father is a house builder and his mother a teacher. Stuart said: “As a local boy, I am delighted to be coming back to work in Ayr.

Apart from the law, Stuart enjoys football and rugby, playing the latter for Hillhead Jordanhill.

Commenting on Stuart’s appointment, Frazer Coogans senior partner Norman G Geddes said: “We are delighted to be bringing back someone of Stuart’s calibre to Ayr. He will undoubtedly prove to be a great asset as part of Frazer Coogans’ continuing dynamic expansion.”

About Frazer Coogans Solicitors

Ayrshire solicitors Frazer Coogans have expanded rapidly from small beginnings in the 1980s to offer a friendly and personal service to all clients from their modern premises in Ayr town centre.

From their Ayr base, partners Norman Geddes, Austin Thomson, Lauren Fowler and assistant Laura Boswell – all experienced solicitors - along with their professional and dedicated staff, provide a comprehensive suite of legal services to Ayr, Ayrshire, Scotland and the UK, with particular expertise in accident claims, personal injury damages, property conveyancing, divorce and family law, wills, estates and executries.

Frazer Coogans’ Ayr office operates a specialist Accident Claims & Personal Injury Damages Centre to assist clients in making claims for personal injury damages after road traffic, workplace, slip and trip accidents and also in criminal injuries compensation.

This Ayrshire firm of solicitors has also established a significant presence in Scotland’s property conveyancing market, advising clients on all aspects of buying, selling and leasing premises both domestic and commercial, and handling property conveyancing for diverse clients across Scotland.

Scottish divorce and family law is another area in which Frazer Coogans solicitors possess particular expertise, advising on the legal, financial and child related issues associated with divorce, providing negotiation for amicable settlement and undertaking litigation where needed.

Frazer Coogans solicitors also offer a professional, dedicated and sympathetic service for wills and estates in the UK, including the administration of estates and appointing executors.

In 2003 Frazer Coogans successfully attained the “Investors in People” standard.

The firm is fully computerised with Broadband connection. It occupies modern premises in the centre of Ayr with adjacent parking for clients and wheelchair-friendly access.


Issued on behalf of Frazer Coogans Solicitors by Fame Publicity Services.


Norman G Geddes
Senior Partner
Frazer Coogans Solicitors
Dalblair House
46 Dalblair Road

Tel: 01292 280499
Fax: 01292 611645 / 01292 272601

Murdoch MacDonald
Fame Publicity Services
10 Miller Road

Telephone: 01292 281498

Web links: New_staff_appointmentat_Frazer_Coogans_Solicitors_of_Ayr_38672.html