The Elite Ayrshire Business Circle

The Elite Ayrshire Business Circle

Sunday, 2 July 2006

Finance deal promotes

better eye care


DAVID Bonellie is a well-known Ayrshire optician with high street consultancy practices in Irvine, Stewarton and Largs.

Always determined to offer his clients the best of care, David recently decided to acquire new state-of-the art cameras to help ensure patients’ eyes can be regularly monitored without any inconvenience or discomfort.

Digital imaging can capture and record photographs of the interior of the eye without the need to insert drops beforehand.

The procedure is quick, easy, comfortable and accurate. This in turn leads to optical and other health disorders being diagnosed sooner than might otherwise have been the case.

GPs and hospital ophthalmologists find the photographs sent by the optician to be extremely useful, as they provide a huge clinical advantage when consulting with patients.

The investment involved in purchasing cameras for all three Bonellie branches was considerable, and that’s where the help of another local company that has also in the past featured on this website came in useful.

David had known Allan Ross and his Stewarton-based company First Independent Finance Limited for several years, but it was only when he read an article about them on this website that it occurred to him that First Independent might be able to source the funds to acquire the cameras.

"And they did just that," said David. "Not only were they the most competitively priced in the market, but they had the whole deal sewn up in 24 hours."

It’s good to see one local company helping another - with a little reminder from Ayrshire Scotland Business News.

David Bonellie concludes: "I’ll definitely be approaching First Independent Finance when I need any more new equipment, or to finance my next car.

"In the meantime I’m delighted to see how our business levels have increased, and the new cameras have gone down really well with our clients."

Allan Ross set up First Independent Finance Limited in 1999 with capital of just £10,000 in a spare bedroom of his house in Stewarton, Ayrshire. Today his company employs 32 people from office premises in the town’s Dunlop Street, boasts an annual turnover of £60 million, and has become the largest general asset finance broker in the whole of the UK.
Allan explains: “We help businesses to find the best source of finance for large items of capital expenditure, whether it be a commercial vehicle, a computer system, printing equipment or a combine harvester.”

When First Independent Finance was set up, it concentrated on providing finance for farmers, as Allan and his co-director Robin Duncan had previously worked as regional managers in the agricultural finance divisions of major banks.
Since then, the company has diversified. Now it no longer offers finance just to farmers, but also to any type of business needing help with capital expenditure. Allan and his team can also organise car finance and personal loans.
Allan says that First Independent Finance offers a one-stop approach to finance dealing by working with more than 20 leading finance houses, and because of the company’s increasing size, it can often come up with some of the best deals available.
It is this one-stop approach, combined with speed of response, quality local service, customer focus and attractive pricing that has led to First Independent Finance’s geographical coverage spreading throughout the UK from Inverness in the north down to Wales and Kent in the south.



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